The rise of 900 telephone numbers, where callers are charged per minute, has opened doors for scams. While legitimate businesses like television stations use them for viewer interaction and information services, swindlers exploit these numbers to deceive unsuspecting individuals.
These scammers often promise enticing products or services, such as credit repair or travel packages, but the reality rarely matches the promise. For example, those seeking credit cards through a 900 number might only receive a list of banks. Others lured by sweepstakes win notifications receive nothing of value, only to be shocked by exorbitant phone bill charges, sometimes exceeding $30.
Historically, toll-free 800 numbers were used for similar scams involving fake prizes, free vacations, and deceptive credit card offers. These scams typically begin with a mail notification claiming a prize or credit qualification.
Be aware that calling a 900 number often involves enduring a lengthy recorded sales pitch, increasing phone charges. Scammers might even direct you to call a second 900 number for more information or to order the promised product/service, resulting in additional charges.
To protect yourself from 900 number fraud, keep these points in mind:
* Be skeptical of prize notifications or promotions requiring a 900 number call. These calls always incur a charge.
* Never dial a 900 number unless you are certain of the cost and are willing to pay it.
* Be cautious if a message prompts you to dial another 900 number.
* If you are unfamiliar with the promoting company, verify its legitimacy with the Better Business Bureau or a consumer protection agency.
* Trust your instincts. If an offer appears too good to be true, it likely is.
If you believe you’ve been a victim of a 900 number scam and the U.S. Mail was involved, report it to your local postmaster or Postal Inspector.