Choosing the right phone calling card can significantly reduce the cost of international calls. To make an informed decision, understanding how these cards work is essential. Your individual needs, calling habits, and intended purposes all play a role in selecting the best option.
Most prepaid phone calling cards operate on a similar basis:
* **Denomination:** Cards are available in various denominations (e.g., $2, $5, $10, $20).
* **Unique PIN:** Each card has a unique PIN required to make calls.
* **Expiry Date:** Cards have an expiry date; they must be used before this date.
* **Per-Minute Rate:** A per-minute rate applies, and many cards also charge a connection fee.
* **Maintenance Fee:** Some cards may include a maintenance fee.
* **Pulse Rate/Rounding Minute:** Charges are based on pulse rates or rounding minutes.
* **Communication Charges:** Some cards apply communication charges after each call.
* **Differential Rates:** Rates vary for calls to regular phones versus cell phones.
* **Taxes:** Some cards may deduct taxes.
Carefully review the terms and conditions of each card to understand the fee structure and call charges. Calculate the approximate per-minute cost for the destination numbers you call most frequently. The final cost depends on several factors:
1. **Destination:** The country or state you are calling. Tariffs differ for each country and even between states within the US. If you frequently call the UK from the USA, choose a card with lower rates for UK calls.
2. **Source of Call:** The device you are using to make the call (cell phone, landline, or payphone). Tariffs can vary depending on the source. If you primarily use a landline, find a card that offers cost savings for landline calls.
3. **Type of Phone Called:** Whether you are calling a cell phone or a landline. Rates differ significantly between the two. Select a card based on the types of phones you typically call.
4. **Location of Call:** Where you are calling from (country, state, or city). Many cards offer discounts or free interstate calls. Choose a card with the best rates for your location or travel destination.