900 numbers, where callers pay a per-minute fee, have become common for TV viewer participation and services like weather updates. However, be cautious of scams that lure you into calling a 900 number without offering genuine value.
These scams often promise products or services like credit repair or travel packages, but the reality is disappointing. For instance, those seeking credit cards may only receive a list of banks to apply to, while sweepstakes ‘winners’ get nothing. The real shock comes with phone bill charges, sometimes exceeding $30.
Previously, scammers used toll-free 800 numbers for similar scams, including fake prize offers, vacation deals, and deceptive credit card promotions. These often start with a notification claiming you’ve won something or qualified for credit.
When calling a 900 number, you may be subjected to lengthy sales pitches, increasing your phone charges. To make matters worse, you might be directed to call another 900 number for more information or to order the advertised product or service, leading to additional charges.
To avoid 900 number fraud:
* Be suspicious of prize notifications or promotions requiring a 900 number call, as there is always a fee.
* Only dial a 900 number if you know the exact charges and are willing to pay them.
* Be wary of messages asking you to call a second 900 number after dialing the first.
* If you’re unfamiliar with the promoting company, check with your local Better Business Bureau or consumer protection agency.
* Trust your instincts; if an offer seems too good to be true, it probably is.
If you’ve been victimized by a 900 number fraud scheme involving the U.S. Mail, report it to your local postmaster or Postal Inspector.