Choosing the right phone calling card can significantly reduce the cost of international calls. To make an informed decision, it’s crucial to understand how these cards work and what features to consider. The best card for you depends on your individual needs, calling habits, and intended use.
Most prepaid phone calling cards share common characteristics:
* **Denomination:** Cards are available in various denominations, such as $2, $5, $10, and $20.
* **PIN:** Each card has a unique PIN required to make calls.
* **Expiry Date:** Cards have an expiry date; they must be used before this date.
* **Per-Minute Rate:** A per-minute rate is charged for calls. Many cards also have connection fees.
* **Maintenance Fee:** Some cards may impose a maintenance fee.
* **Pulse Rate/Rounding Minute:** Charges are calculated based on pulse rates or rounding minutes.
* **Communication Charges:** Some cards apply communication charges after each call.
* **Differential Rates:** Rates vary for calls to landlines and mobile phones.
* **Taxes:** Some cards may deduct taxes.
Before purchasing a card, carefully review the terms and conditions to understand the fee structure and call charges. Calculate the approximate per-minute cost for the destinations you frequently call. Call charges are influenced by several factors:
* **Call Destination:** The country or state you are calling. Tariffs differ for each country and state.
* **Call Source:** The type of phone you use (cell phone, landline, or payphone). Tariffs vary based on the call source.
* **Recipient’s Phone:** Whether you are calling a cell phone or a landline. Rates differ significantly between these two.
* **Call Origin:** The location from where you are calling (country, state, or city). Some cards offer discounts or free interstate calls. Choose a card with the best rates for calls originating from your location or vacation destination.